Thursday, 25 April 2019

PARENTHOOD: Are you saving enough for your child's future?

PARENTHOOD: Are you saving enough for your child's future?
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When you become a parent your responsibilities increase massively, as you make the transition between looking after just yourself to looking after little ones too. Looking into the future is so exciting when you have children; witnessing the milestones they'll reach, skills they'll develop and independence they'll gain. When it comes to thinking of the future with Isabella, Poppy and soon to be a third baby it can seem daunting as there are so many milestones and events to come. Many of these can cost a lot of money, such as going to university, first car, buying a house, getting married etc., so being prepared is something worth considering. It may seem like these exciting events are a long way off and in reality they are, but saving money and putting strategic plans in place takes time so it's never too early to start.
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Monday, 17 September 2018

MOTHERHOOD: How I am Financially Preparing to become a Stay at Home Mum

MOTHERHOOD: How I am Financially Preparing to become a Stay at Home Mum
When we made the decision for me to become a SAHM/Blogger we knew that it would have an impact on our lives further than that of me just not going to work. Our combined family income would obviously take a hit, which is something I worried about for a long time and still do to be honest. While making the decision we sat down to look at the numbers, did endless calculations, possibilities, went through all scenarios we could think of and worked out what we thought we'd be able to afford. Like a lot of families our biggest outgoings are the mortgage, bills, childcare and food shopping, most of which aren't negotiable. We had to add those up, look at our monthly income and work out what was possible with regards to childcare and the disposable income left. Our family lifestyle would have to change slightly, which is a sacrifice we were all happy to take in exchange for me being able to be home with our children.
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Monday, 27 August 2018

PARENTHOOD: Making life with two children more affordable

PARENTHOOD: Making life with two children more affordable
Life as a family is expensive, if it isn't the seemingly endless nappies for babies then its the bottomless pit of food children grow up to become. However there are many ways you can adapt your family life to make life with children that bit more affordable. As I have recently become a stay at home mum/blogger we are really keeping an eye on our finances at the moment, so I thought I'd share some of the ways we can all make family life more affordable without losing the fun, meals out or exciting adventures.
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